Transportation and Logistics

Business and financial plan for transport and logistics: vehicles and payment terms.

Haulage, courier service or warehouse: planix calculates vehicles and leasing, revenue from routes and liquidity with long payment terms.

Vehicles, utilisation, payment terms – your plan for the bank.

Concept free, business and financial plan CHF 49 – one-off, even without a subscription.

In logistics, the vehicles earn the money, but clients pay late

Vehicles cost money before they drive, and clients often pay after 30 to 60 days – wages and fuel immediately. planix calculates vehicles as purchase or leasing, revenue from routes and liquidity with the payment term.

Vehicles cost money before they drive, and clients often pay after 30 to 60 days – wages and fuel immediately. planix calculates vehicles as purchase or leasing, revenue from routes and liquidity with the payment term.

What carries the plan in this industry

Rules in detail
Revenue

Routes and utilisation

Routes times price per vehicle or storage spaces times price – with ramp-up.

Costs

Fuel, wages, maintenance

Fuel, driver wages, insurance, maintenance, leasing – each item individually.

Capital

Vehicles and permits

Vehicles as purchase or leasing, plus permits and reserve for the payment term.

What bank and funding agency check first

  1. 1
    Utilisation per vehicleFrom what utilisation a vehicle covers its costs – and how fast you reach it.
  2. 2
    Liquidity with payment termsWages immediately, revenue after 60 days – the lowest point lies in the first months.
  3. 3
    Buy or leasePurchase with depreciation and loan or leasing as running costs – with the effect on the balance sheet.
  4. 4
    Debt service capacityVehicle loans run short – the traffic light shows whether the cash flow carries them.

Metrics that appear in the plan

  • Utilisation per vehicle
  • Revenue per vehicle
  • Fuel share
  • Staff costs in %
  • Payment term in days
  • Debt service capacity

Where you submit

  • House bank for vehicle and working capital loan
  • Lessor for vehicles
  • Guarantee agency if collateral is missing
  • Clients for framework contracts

Industry benchmark from: Swiss Federal Statistical Office, Eurostat, Zefix, Web research

Typical financing

Leasing for vehicles, working capital loan for the payment term

Vehicles can be leased, the clients’ payment term cannot: typical are leasing, equity and a working capital loan for the gap until customers pay. The plan shows how large it is in the first months.

Vehicles can be leased, the clients’ payment term cannot: typical are leasing, equity and a working capital loan for the gap until customers pay.

Which package fits

Business & financial planning Pro

The concept is free: service, clients and competitors. Business & financial planning Pro (CHF 49) calculates vehicles, payment terms and debt service.

The concept is free: service, clients and competitors. Business & financial planning Pro (CHF 49) calculates vehicles, payment terms and debt service.

View pricing
FAQ

Frequently asked questions from the industry

As running costs – the vehicles then do not appear in the capital required. If you buy, they appear as an investment with depreciation and loan. You compare both in the finance board.

In the liquidity planning: revenue two months after the service, wages and fuel immediately. The plan names the lowest point and the reserve needed.

Lessors usually ask for less, but check viability and utilisation. The plan delivers both – and the house bank needs it for the working capital loan.

Supported by leading start-up experts and partners

ConsultingNetworkSwitzerland.
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SWISS DESIGN
& ENGINEERING
NVIDIA Inception Program
collumino.com
STARTUPS
EXPERTSuisse
Buchhaltungs AG
DACH Startups

Your venture stands.
Now the plan with numbers.

Your venture as a document – free, in about 15 minutes.

Start for free Business concept free · Business & financial planning Pro CHF 49 · one-off, even without a subscription