Pharmaceuticals, Biotech, Food & Agriculture

Business and financial plan for life sciences, food and agriculture: production, approval, season.

Food, farming, medtech or biotech: planix calculates equipment, raw materials and stock, season and approval time.

Production, stock, approval, season.

Concept free, business and financial plan CHF 49 – one-off, even without a subscription.

In production, food and agriculture, the money sits in equipment and stock

Equipment and approvals cost money before the first product is sold; raw materials ripen or sit in storage for months. planix calculates equipment as investment, stock with storage period and revenue with season or approval time.

Equipment and approvals cost money before the first product is sold; raw materials ripen or sit in storage for months. planix calculates equipment as investment, stock with storage period and revenue with season or approval time.

What carries the plan in this industry

Rules in detail
Revenue

Buyers, volume, price

Volume times price per buyer – retail, direct sales, hospitality – with the season.

Costs

Raw materials, energy, staff

Raw materials and packaging per unit, energy and staff fixed – plus certification.

Capital

Equipment, storage, approval

Equipment, storage, conversion to hygiene rules, approval – plus reserve for the storage period.

What bank and funding agency check first

  1. 1
    Storage period and tied-up raw materialHow long raw material and product sit in stock before becoming revenue.
  2. 2
    Buyers and contractsWho buys how much at what price – and what is already signed.
  3. 3
    Equipment: depreciation and loanEquipment runs long, loans shorter – the traffic light shows if cash flow suffices.
  4. 4
    Approval and regulationsFood law, hygiene, Swissmedic: requirements in the company chapter, costs in the capital required.

Metrics that appear in the plan

  • Volume sold per month
  • Raw material share
  • Storage period in months
  • Revenue per full-time position
  • Capital intensity
  • Debt service capacity

Where you submit

  • House bank for investment loan
  • Cantonal agricultural credit fund
  • Funding agency for innovation projects
  • Buyers for purchase agreements and pre-financing

Industry benchmark from: Swiss Federal Statistical Office, Eurostat, Zefix, Web research

Typical financing

Equity plus investment loan, plus agricultural or innovation funding

Equipment can be lent against, stock and approval cannot. Typical are equity, an investment loan, for farming an interest-free investment loan from the credit fund and for innovation a subsidy.

Equipment can be lent against, stock and approval cannot.

Which package fits

Business & financial planning Pro

The concept is free: product, buyers, approval and competitors. Business & financial planning Pro (CHF 49) calculates equipment, stock, season and debt service.

The concept is free: product, buyers, approval and competitors. Business & financial planning Pro (CHF 49) calculates equipment, stock, season and debt service.

View pricing
FAQ

Frequently asked questions from the industry

Through opening inventory, cost of goods per unit and time of sale. The liquidity planning shows how much raw material is tied up and the reserve that takes.

Yes: you enter the start month of revenue, say month 25, and the costs before it. The plan is not legal advice on the approval.

Yes: interest-free investment loans through the cantonal credit funds. You enter them as a loan with interest and term; which fit is clarified by “Find grants”.

Supported by leading start-up experts and partners

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STARTUPS
EXPERTSuisse
Buchhaltungs AG
DACH Startups

Your venture stands.
Now the plan with numbers.

Your venture as a document – free, in about 15 minutes.

Start for free Business concept free · Business & financial planning Pro CHF 49 · one-off, even without a subscription