Business and financial plan by industry.
Per industry: what carries revenue, which costs count, how much capital the start needs and what the bank looks at.
Revenue, costs, capital – and what the bank looks at.
Fashion, Lifestyle & Retail
Label, online shop or store: planix calculates inventory, margin after returns and break-even – as a plan for bank and guarantee agency.
Go to industryMedia, Marketing & Online Platforms
Agency, software or marketplace: planix calculates when recurring revenue carries the costs and how much reserve you need until then.
Go to industryHospitality & Tourism
Restaurant, café or hotel: planix calculates revenue from seats and occupancy, cost of goods, staff and liquidity across the season.
Go to industryTransportation and Logistics
Haulage, courier service or warehouse: planix calculates vehicles and leasing, revenue from routes and liquidity with long payment terms.
Go to industryReal Estate, Construction & Handcraft
Joinery, plumbing, electrical or construction: planix calculates workshop, hourly rates and material pre-financing – as a plan for house bank and guarantee agency.
Go to industryConsulting, Education & Coaching
Consulting, training or coaching: planix calculates billable days, the ramp-up and what you live on until then.
Go to industrySocial Work, Care & Childcare
Home care, childcare or therapy: planix calculates revenue from tariffs, staff by care ratio and liquidity with late billing.
Go to industryBeauty, Health & Aesthetics
Beauty salon, hairdresser, physiotherapy or practice: planix calculates treatments, utilisation, equipment and liquidity during ramp-up.
Go to industrySports, Leisure, Culture & Creative
Studio, courses, events or creative business: planix calculates members, tickets and projects – with season and premises costs.
Go to industryEnergy, Environment & Technology
Solar, heat pumps or cleantech: planix calculates systems, projects with long payment terms and liquidity until the first large order.
Go to industryFinance & Insurance
Fiduciary, asset management or insurance broking: planix calculates mandates, fees, staff and licence – also for a takeover.
Go to industryCrypto, Web3 & Blockchain
Wallet, protocol or infrastructure: planix calculates in local currency – paying customers, development and start-up losses until the first contract.
Go to industryPharmaceuticals, Biotech, Food & Agriculture
Food, farming, medtech or biotech: planix calculates equipment, raw materials and stock, season and approval time.
Go to industryPublic Administration & Non-Profit
Association, foundation or social enterprise: planix calculates service agreements, contributions and liquidity with late payout.
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