Consulting, Education & Coaching

Business and financial plan for consulting and coaching: little capital, long ramp-up.

Consulting, training or coaching: planix calculates billable days, the ramp-up and what you live on until then.

Billable days, ramp-up, living costs.

Concept free, business and financial plan CHF 49 – one-off, even without a subscription.

In consulting, your time is the capital – and the ramp-up is the hurdle

Consulting needs hardly any investment, but months until the first paid mandates – and never are all days billable. planix calculates revenue from days and packages, the ramp-up month by month and shows from when your living costs are covered.

Consulting needs hardly any investment, but months until the first paid mandates – and never are all days billable. planix calculates revenue from days and packages, the ramp-up month by month and shows from when your living costs are covered.

What carries the plan in this industry

Rules in detail
Revenue

Billable days and packages

Day rate times billable days or fixed-price packages – with ramp-up.

Costs

Your salary and few fixed costs

The largest item is you. Plus office, software, marketing, insurance.

Capital

Start-up losses instead of investments

Hardly any investments – the capital required consists of start-up losses and reserve.

What bank and funding agency check first

  1. 1
    Billable daysHow many days you really bill – revenue per full-time position in the industry benchmark.
  2. 2
    Living costs during ramp-upWhether the business pays you – and what else you live on. With a traffic light.
  3. 3
    Dependence on one clientOne mandate with 40 % of revenue is a risk – with a scenario in the risk table.
  4. 4
    Credibility of the foundersThe bank checks the person: experience, references, network.

Metrics that appear in the plan

  • Billable days
  • Day rate
  • Utilisation in %
  • Revenue per full-time position
  • Share of largest client
  • Break-even month

Where you submit

  • House bank for a small working capital loan
  • RAV (job centre), if starting from unemployment
  • Guarantee cooperative
  • Just for your own planning

Industry benchmark from: Swiss Federal Statistical Office, Eurostat, Zefix, Web research

Typical financing

Equity, plus a small loan

Consulting needs little outside capital, but an answer to living costs during the ramp-up. Typical are equity and a small guaranteed working capital loan; the plan shows per year what is covered.

Consulting needs little outside capital, but an answer to living costs during the ramp-up.

Which package fits

Business & financial planning Pro

The concept is free: positioning, packages, target customers and competitors. Business & financial planning Pro (CHF 49) calculates billable days, ramp-up, living costs and scenarios.

The concept is free: positioning, packages, target customers and competitors. Business & financial planning Pro (CHF 49) calculates billable days, ramp-up, living costs and scenarios.

View pricing
FAQ

Frequently asked questions from the industry

For a loan, yes. And for you: the plan shows how many days you need to bill – the number that decides between full-time and side business.

As an offer: the price is the day rate, sales are the billed days. Fixed-price packages are separate offers.

No – it says so openly, with amount and source: other income, savings, grant. The plan includes it in the private household.

Supported by leading start-up experts and partners

ConsultingNetworkSwitzerland.
swissstartupassociation+
SWISS DESIGN
& ENGINEERING
NVIDIA Inception Program
collumino.com
STARTUPS
EXPERTSuisse
Buchhaltungs AG
DACH Startups

Your venture stands.
Now the plan with numbers.

Your venture as a document – free, in about 15 minutes.

Start for free Business concept free · Business & financial planning Pro CHF 49 · one-off, even without a subscription