Finance & Insurance

Business and financial plan for fiduciaries and financial service providers: mandates, fees, licence.

Fiduciary, asset management or insurance broking: planix calculates mandates, fees, staff and licence – also for a takeover.

Mandates, fees, takeover.

Concept free, business and financial plan CHF 49 – one-off, even without a subscription.

In fiduciary and financial services, the client base is the capital

Few investments, but high staff costs and fees often invoiced months after the work. With takeovers, what counts is what the client base costs and how many clients stay – planix shows whether the result carries the purchase price.

Few investments, but high staff costs and fees often invoiced months after the work. With takeovers, what counts is what the client base costs and how many clients stay – planix shows whether the result carries the purchase price.

What carries the plan in this industry

Rules in detail
Revenue

Mandates and fees

Mandates times annual fee or hours times rate – with invoicing rhythm.

Costs

Staff, software, liability insurance

Skilled staff is the largest item, plus software, licence, professional liability.

Capital

Client base and IT

For a takeover the purchase price, otherwise IT and deposit – plus reserve for invoicing.

What bank and funding agency check first

  1. 1
    Retention rate of the client baseHow many clients stay – the cautious scenario calculates with fewer.
  2. 2
    Purchase price from the resultWhether cash flow covers interest and repayment of the price – with traffic light.
  3. 3
    Revenue per full-time positionCompared with official data: are the fees per person plausible?
  4. 4
    Licence and liability insuranceLicence and liability insurance in the company chapter, the costs in the income statement.

Metrics that appear in the plan

  • Mandates and fee per mandate
  • Revenue per full-time position
  • Staff costs in %
  • Retention rate
  • Invoicing rhythm
  • Debt service capacity

Where you submit

  • House bank for takeover loan
  • Seller for vendor loan and earn-out
  • Guarantee agency if collateral is missing
  • Just for your own planning

Industry benchmark from: Swiss Federal Statistical Office, Eurostat, Zefix, Web research

Typical financing

Equity plus takeover loan and vendor loan

A client base is not collateral a bank lends against. Typical are equity, a bank loan and a vendor loan tied to the retention rate.

A client base is not collateral a bank lends against.

Which package fits

Business & financial planning Pro

The concept is free: service, target customers, licence and competitors. Business & financial planning Pro (CHF 49) calculates takeover, debt service, industry benchmark and scenarios.

The concept is free: service, target customers, licence and competitors. Business & financial planning Pro (CHF 49) calculates takeover, debt service, industry benchmark and scenarios.

View pricing
FAQ

Frequently asked questions from the industry

You enter purchase price, vendor loan and the seller’s numbers. The plan includes opening balance sheet, actual-vs-plan comparison and debt service; you control the retention rate through sales.

Yes, through the payment term per offer. The liquidity planning shows the reserve that takes.

No. The plan is planning support with your numbers and does not replace tax, legal or investment advice.

Supported by leading start-up experts and partners

ConsultingNetworkSwitzerland.
swissstartupassociation+
SWISS DESIGN
& ENGINEERING
NVIDIA Inception Program
collumino.com
STARTUPS
EXPERTSuisse
Buchhaltungs AG
DACH Startups

Your venture stands.
Now the plan with numbers.

Your venture as a document – free, in about 15 minutes.

Start for free Business concept free · Business & financial planning Pro CHF 49 · one-off, even without a subscription