Business planBusiness plan
Start for free

The business plan
banks & investors want to see.The business plan
banks & investors want to see.

  • In hours, not weeks: ready for banks, investors & fundingIn hours, not weeks
  • Exact numbers: capital required, liquidity & 5-year plan – no prior knowledge neededExact numbers, no prior knowledge
  • Real data, not AI guesswork: source-based industry figures & tailored textsFigures with source
Start for free View example plan

Concept freeBusiness and financial plan CHF 49, one-off.Financial plan CHF 49, one-off.

4.9/5 600+ founders trust planix600+ founders

Your numbers stay confidential · servers in Switzerland · no AI training

Supported by leading start-up experts and partners

ConsultingNetworkSwitzerland.
swissstartupassociation+
SWISS DESIGN
& ENGINEERING
NVIDIA Inception Program
collumino.com
STARTUPS
EXPERTSuisse
Buchhaltungs AG
DACH Startups
Our promise

Your added value at a glance.

What costs you: numbers without a source – and gaps only the bank finds.

Numbers

No number is invented.

What you do not enter, planix does not calculate. Every amount comes with currency and year.

Every number from your inputs.

Bankable

Built the way banks read.

16 chapters in the order bank and funding agency expect – from capital required to viability.

16 chapters in the bank’s order.

Honest

Gaps are stated openly.

If money is missing, the plan shows the amount. Every traffic light comes from the tables, not wishes.

If money is missing, the plan says so.

No detour

From concept to plan without entering anything twice.

The Pro plan takes over the free concept and asks only for the numbers.

Concept first, then only numbers.

The method

How planix gets to your plan.

Five steps from your inputs to the finished plan.

DescribeAddCalculateCheckWrite1Describe2Add3Calculate4Check5WriteCalculatednot estimated
From venture to financial plan
  1. 1
    Describe

    Short questions on offer, target customer, competitors – no prior knowledge.

    Short questions about your venture.

  2. 2
    Add

    Offers with price, staff, costs, investments, equity and living costs.

    Offers, staff, costs, equity.

  3. 3
    Calculate

    Capital required, liquidity and viability over five years – only from your inputs.

    Five years, only from your inputs.

  4. 4
    Check

    In the finance board you check and change every number. Benchmarks are only proposals.

    You check and change every number.

  5. 5
    Write

    After your approval: the plan in 16 chapters – as web, PDF, Word and Excel.

    16 chapters, every number from the tables.

If you have done other planix modules, planix asks nothing twice.

Calculation rules

Traceable rules instead of estimates.

Rules in detail

Every number in the plan follows a rule you can read up on.

How much money do you need – and where does it come from?

Industry benchmark from: Swiss Federal Statistical Office · Eurostat · Zefix · Web research – Where no official figure fits, the comparison is left out – no false precision.

Packages & pricing

From concept to bankable plan.

The concept is free, the Pro plan calculates the numbers for bank and funding agency.

FreeDevelop the business conceptThe concept

Put your idea into a document you can share – before you plan the numbers.

  • 17 short questions, no prior knowledge
  • 6 chapters without invented numbers
  • One-page short profile
  • Business Concept
  • Business concept
  • Short Profile
freeStart now
Calculated financial planBusiness & financial planning ProThe bankable plan

Complete business plan with a calculated financial plan, the way banks and funding agencies accept it.

  • 16 chapters, every number from the tables
  • Finance board: check, change, approve
  • Attachment list per submission point
  • Business and financial plan
  • Financial plan (Excel attachment)
one-off CHF 49Plan bank-ready

Afterwards: Lean business plan – your plan on at most four pages, CHF 39 one-off.

Compare both packages in detail
Honesty rules

Why you can trust the plan.

  1. 1

    No number is invented. Every amount comes from your inputs or the financial plan.

    No number is invented. Every amount from your inputs or the tables.

  2. 2

    Gaps are shown openly. Missing funds and tight ratios are flagged with traffic lights in chapter 1.

    Gaps are stated openly. Missing funds and tight metrics with traffic lights, in chapter 1.

  3. 3

    Assumptions are called assumptions. Benchmarks and parameters have their own chapter, with sources.

    Assumptions are called assumptions. Benchmarks and parameters in a separate chapter, with sources.

Voices on the plan

How the plan has helped other founders

Sandra K.Café · Winterthur
«The bank wanted liquidity by month and collateral. Both were in there – with traffic lights. The meeting took 40 minutes.»
Loan with guarantee approved
Markus H.Plumbing · Augsburg
«I had underestimated the material pre-financing. The plan showed the gap openly instead of hiding it. So I could close it.»
Funding gap spotted before the meeting
Julia W.Consulting · Graz
«No part of the financials was invented. Where I had not entered anything, nothing appeared. The aws accepted it like that.»
Plan submitted to the aws
Daniel R.Physiotherapy · Lucerne
«The concept showed me which number questions I could not yet answer. Only then did I do the financial plan.»
Concept first, numbers after
Anna B.Online shop · Cologne
«The scenarios were the best part. With 20 percent less revenue I knew when it would get tight – before founding, not after.»
Cautious scenario calculated
Peter F.Garage takeover · Thun
«Uploaded the annual accounts, and the opening balance sheet and actual-vs-plan comparison came by themselves. The seller was impressed.»
Takeover with actual-vs-plan comparison
Use Cases

Launch with planix

How founders turn ideas into real businesses with planix.

Opening Your Own Café – Secure Start-Up Capital with planix
Self-employment

Two friends turn their café dream into reality. With planix, they create a business plan that convinces the bank.

Read full story
Turning your creative hobby into a career

Concept free, business and financial plan CHF 49 – one-off, even without a subscription.

View all prices
FAQ

Frequently asked questions

The concept describes your venture in 6 chapters, without numbers. Business & financial planning Pro (CHF 49) takes it over and calculates a 5-year financial plan – 16 chapters with capital required, liquidity and viability with traffic lights.

No. You buy Business & financial planning Pro once. A finished concept is carried over.

No. Every amount comes from your inputs or the tables. For empty costs the finance board proposes an industry benchmark – it is only calculated once you confirm it.

Then the plan says so openly: missing funds, coverage gap, traffic light on debt service. You learn it before the bank meeting and can adjust equity, investments or start month.

The plan is built the way house bank and guarantee cooperative expect it – with liquidity by month, viability, scenarios and attachment list. Whether a loan comes is up to the bank; planix gives no guarantee.

Your venture stands.
Now the plan with numbers.

Your venture as a document – free, in about 15 minutes.

Start for free Business concept free · Business & financial planning Pro CHF 49 · one-off, even without a subscription