For accountants and bookkeepers

Bank-ready business plans for your clients – in hours, not weeks.Bank-ready business plans – in hours, not weeks.

You enter the key figures, planix calculates the financial plan. Hand it to bank and client with your branding.Enter the figures, planix calculates. Hand over with your branding.

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£39per business plan, one-off
Invisibleto your client
UK GDPRdata stored in Europe

Business and financial plan · Lea Brunner

Viability	2027	2028	2029	2030	2031
EBITDA	-26’437	87’742	101’416	116’221	132’259
Taxes paid	0	0	-1’310	-14’783	-18’367
Private drawings	0	0	0	0	0
Cash flow available for debt service	-26’437	87’742	100’106	101’438	113’892
Interest	-8’158	-8’365	-6’943	-5’460	-3’977
Repayments	0	-24’444	-30’486	-30’833	-30’833
Debt service	-8’158	-32’810	-37’429	-36’294	-34’810
Debt service coverage	-3.2	2.7	2.7	2.8	3.3
Traffic light debt service	Red	Green	Green	Green	Green
Equity ratio (in %)	11.8	32.9	48.1	62.8	74.9
Traffic light equity	Red	Green	Green	Green	Green
Net debt	74’266	-5’728	-99’553	-196’241	-306’919
Leverage factor	not calculable	no net debt	no net debt	no net debt	no net debt
Traffic light leverage	Red	Green	Green	Green	Green

Private needs	2027	2028	2029	2030	2031
Private needs per year	62’400	63’648	64’921	66’219	67’544
Owner's net salary	68’640	70’013	71’413	72’841	74’298
Other income	0	0	0	0	0
Coverage of private needs (in %)	110.0	110.0	110.0	110.0	110.0
Traffic light private	Green	Green	Green	Green	Green

Business and financial plan · Lea BrunnerPrepared by Example Accountants Ltd

Version for review · Winterthur

1Executive summary

Kaffeewerk Steinberg GmbH is opening a café with its own roastery in Winterthur’s old town and sells freshly roasted beans in the shop and by subscription.

Capital requirement: CHF 263’400
Revenue 2027: CHF 417’081
Net result 2027: CHF -53’645

Revenue year 3	CHF 597’936.00
Break-even month	08.2027
Lowest liquidity in the planning horizon	CHF 78’139.00
Equity ratio year 3 (in %)	48.1 %

Debt service
Equity ratio
Leverage
Private needs

Why accountants and bookkeepers use planix

A start-up engagement today – and with planix.

Until now

Business plan from a template: two to three days of writing per client
Financial plan by hand in Excel – every changed assumption costs hours
Gathering industry figures and citing sources
Work the client does not want to pay for

With planix

Enter the figures, plan within hours – under your name
Financial plan calculated, eight sheets, assumptions adjustable at any time
Official industry figures with source directly in the plan
Fixed price per client – your fee for review and advice

Your advantage

Review instead of write

Hours instead of days

You enter the figures from the client meeting. planix calculates and writes.

Bank-ready

16 chapters, financial plan with eight sheets. Every figure from the tables.

Official data

Industry benchmarks from the ONS, Companies House, the Bank of England and legislation.gov.uk – with source.

Offer

One core module, three add-ons

Business plan and financial plan at the centre. Test the idea before, company set-up and funding after. Bookable per client.

Free

Test your idea

Concept test with a simulated target group.

freeper client, one-offStart for free

Calculated financial plan

Business & financial planning Pro

The bank-ready plan with a calculated financial plan.

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Free

Start a business

Legal form, registrations, tax, National Insurance.

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Profile per programme

Find funding

Matching schemes with conditions and source.

£75per client, one-offStart now

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Security

Security and data protection

Data stored in Europe

Microsoft Azure in Switzerland, compliant with the UK GDPR. The UK recognises Swiss data protection as adequate.

Encrypted, two-step

Transfer and storage encrypted. Two-step verification for your account.

No AI training

Client data trains no models and does not leave the platform.

Your account, your data

Only you have access. Projects can be deleted at any time, the documents stay with you.

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Frequently asked questions

Does my client see planix?

No. You work in your own account; the client receives Word and PDF with your cover page.

Where does planix get the data from?

Is there an integration with my accounting software?

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