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Fashion, Lifestyle & Retail

Find funding before the first goods are ordered.

Your own label, an online shop, a concept store or a subscription box: planix matches your project against programmes from the UK government, the devolved nations and your region – with amounts, deadlines and an official source.

planix matches your project against programmes from the UK government, the devolved nations and your region – with amounts, deadlines and an official source.

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In retail the money is gone before the funding starts

Goods, minimum order quantities, shop fittings, an e-commerce system: retail projects tie up capital very early. That is exactly where the trap sits. Many programmes only pay if the application was submitted before the first order – a signed production commitment already counts as a project start. Direct grants are rare in retail; the money sits in advice, digitalisation, development loans and guarantees.

Goods, minimum order quantities, shop fittings, an e-commerce system: retail projects tie up capital very early. That is exactly where the trap sits.

What gets clarified first

1

Have you already ordered anything?

We check whether contracts, orders or registrations are already running. If they are, several programmes drop out permanently – the report says which ones and from when.

We check whether contracts, orders or registrations are already running.

2

Which level is responsible for you?

Retail is rarely funded nationally. What counts is your nation or region and your local council – and whether your registered office matches exactly.

Retail is rarely funded nationally.

3

Do you need money or security?

Anyone pre-financing stock usually fails over missing collateral, not over the interest rate. Then a guarantee is worth more than a grant.

Anyone pre-financing stock usually fails over missing collateral, not over the interest rate.

Which types of funding apply here

The method in detail
  • Coaching & adviceSubsidised start-up and sales advice is the most common realistic match in retail – the provider covers part of the fee.
  • GuaranteeCovers missing collateral so the bank goes along with pre-financing your stock.
  • GrantUsually tied to digitalisation, an e-commerce system or sustainability – rarely to the goods themselves.

Typical funding purposes

  • Start-up advice
  • Online shop & digitalisation
  • Shop fittings
  • Pre-financing stock
  • Sustainable production
  • Trade fair presence

Who funds here

  • Growth Hubs in England, Business Wales, Business Gateway and Go Succeed
  • Start Up Loans with 12 months of free mentoring
  • Growth Guarantee Scheme through accredited lenders
  • Nations and Regions Investment Funds of the British Business Bank

Official sources: British Business Bank, Start Up Loans, Innovate UK, HMRC, Growth Guarantee Scheme, GOV.UK

Which package fits

Find funding

For a first look the free check is enough – above all it tells you what you must not order yet. As soon as you finance goods, a space or an e-commerce system, you need programme names, amounts and deadlines: that starts with Find funding.

For a first look the free check is enough – above all it tells you what you must not order yet. As soon as you finance goods, a space or an e-commerce system, you need programme names, amounts and deadlines: that starts with Find funding.

Pricing
FAQ

Frequent questions from the industry

As a rule, no. What gets funded is advice, digitalisation, sustainability and investment in fittings or equipment. For buying stock a development loan and a guarantee are the realistic route – the report covers both with documented terms.

No, but individual programmes are gone. The report marks per programme whether signing counts as a project start, and shows which programmes are still open to you.

Backed by leading start-up experts and partners

NVIDIA Inception Program
REP27 – EU & UK GDPR Representative
collumino.com
STARTUPS

Find the funding

Between your idea and your own company there is often nothing but money that is already waiting for you. The free check shows you which – and what you must not sign until then.

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