Business & Financial Planning Pro
Business and financial plan
Project, capital requirement, financing and projections for the bank, guarantee institution and funding body.
A module of the digital founding companion for the United KingdomA planix founding-companion module
Business plan template.
That fills itself in.Business plan template.
Fills itself in.
- 16 chapters: structured the way banks and Start Up Loans read16 chapters, as the bank reads
- PDF, Word and Excel: to submit, adapt and recalculatePDF, Word and Excel
- For the UK: UK tax, salaries and National InsuranceCalculated for the UK
Concept freeTemplate with financial plan £39, one-offWith financial plan £39 one-off No credit card
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STARTUPS
The difference
A blank template doesn’t calculate.
Word and Excel give you chapters. planix fills them – and every number adds up.
planix fills the chapters – every number adds up.
Blank templateplanix template
Chapters the way the bank expects themChapters for the bank
Texts written from your inputsTexts done
Start-up costs, profit and loss, cash flow, balance sheetFinancial planemptycalculated
UK tax and National InsuranceUK tax and NI
Viability with traffic lightsViability
Document list for your lenderDocument list
FormatFormatWord, ExcelPDF, Word, Excel
What the template contains
16 chapters. Everything the bank wants to read.
From the executive summary to viability – in the order banks and Start Up Loans expect.
In the order the bank expects.
- 1Executive summaryThe venture at a glance – in the Pro plan with key figures.In the concept
- 2Company and foundersLegal structure, licences, one section per person.In the concept
- 3Offer and business modelProblem, offers, how money is earned.In the concept
- 4Market and competitionTarget group, competition, positioning.In the concept
- 5Marketing and salesThe route to the first customers.In the concept
- 6Organisation and staffRoles, workloads, salaries, from when.In the Pro plan
- 7Start-up costsWhat you need, item by item.In the Pro plan
- 8Funding and securityYour own money, loans, security.In the Pro plan
- 9Profit and loss forecastFive years from your inputs.In the Pro plan
- 10Cash flow forecast24 months individually, then per year.In the Pro plan
- 11Forecast balance sheetFive years, opening balance sheet when you buy a business.In the Pro plan
- 12Viability and survival budgetFour key figures with traffic lights.In the Pro plan
- 13Risks and scenariosBase, cautious, optimistic.In the Pro plan
- 14AssumptionsInputs and calculation parameters with source.In the Pro plan
- 15Supporting documentsWhat you give the lender in addition.In the Pro plan
- 16Your next stepsOpen points and the next module.In the Pro plan
Calculated for the UK
UK template. UK numbers.
No sample from another country: UK tax, salaries and National Insurance, with source in the Assumptions chapter.
UK tax, salaries and NI.
Submitted toYour bank, Start Up Loans or another lender
20%VAT
12Monthly salaries per year
15%Employer National Insurance on salaries
6%Class 4 National Insurance for the self-employed
As of 2026
Two ways
Start for free. Submit with numbers.
The concept fills chapters 1 to 5. The Pro plan all 16 – paid once, no subscription.
Put your idea into a document you can share – before you plan the numbers.
- Chapters 1 to 5 filled in
- One-page short profile
- Web, PDF and Word
- Business Concept
- Business concept
- Short Profile
Complete business plan with a calculated financial plan, the way banks and funding agencies accept it.
- Start-up costs, cash flow, balance sheet
- Viability with traffic lights
- Scenarios and document list
- Business and financial plan
- Financial plan (Excel attachment)
Afterwards: Lean business plan for £35 – your plan on at most four pages.
FAQ
Questions
Yes – filled in. You get your plan as PDF, Word and Excel. In Word you adapt every sentence, in Excel the lender recalculates.
Yes, free as Word with guiding questions in the guide. It gives you the chapters, but no numbers. planix asks you the questions and writes the chapters from your answers.
Blank template in the guideThe business concept: chapters 1 to 5 of the template as web, PDF and Word. Chapters 6 to 16 with financial plan cost £39 one-off.
The 16 chapters follow what banks and Start Up Loans in the UK ask for – business plan, cash flow forecast and personal survival budget. The decision is the lender’s.
You answer the questions at your own pace. As soon as you’re done, your plan is ready in a few minutes.
This page calculates for the UK: VAT (standard rate 20%), Employer and Class 4 National Insurance. planix also works for Switzerland, Germany, Austria and the Netherlands.
Enough of blank templates.
Start for free.
The concept first. The numbers when you’re ready.
Start the template for free Concept free · Financial plan £39 one-off