Take over a company.
With numbers that hold up.
Take over a company.
With numbers that hold.

Check the purchase price against the cash flow – and give the bank a takeover plan that answers every question.

Price against cash flow, plan for the bank.

  • Does the price hold up? Interest and repayment against the cash flow, with traffic lightPrice against cash flow
  • For the bank: Takeover plan with opening balance sheet and five years of projectionsTakeover plan for the bank
  • Guarantee: if you lack collateral for the bank loanGuarantee and funding

Concept freeTakeover plan CHF 49 · Funding programmes CHF 89 – one-offTakeover plan CHF 49 one-off

4.9/5 600+ founders trust planix600+ founders

Your numbers stay confidential · servers in Switzerland · no AI training

Supported by leading start-up experts and partners

ConsultingNetworkSwitzerland.
swissstartupassociation+
SWISS DESIGN
& ENGINEERING
NVIDIA Inception Program
collumino.com
STARTUPS
EXPERTSuisse
Buchhaltungs AG
DACH Startups
What it’s about

Three questions before every takeover.

Am I paying too much?

planix calculates whether the profit carries interest and repayment on the purchase price – and compares the plan with the last financial statements.

Price against profit and last statements.

Is it enough for loan and salary?

Debt service and living costs each appear in the plan with a traffic light – year by year, over five years.

Debt service and living costs with traffic light.

What does the bank want to see?

The plan with opening balance sheet, purchase price, goodwill and vendor loan – in the chapters the bank reads.

Opening balance, price, projections.

How it works in Switzerland

Five steps. Signing comes last.

Calculate first, then finance, then sign.

Calculate, finance, sign.

What the bank requires
  1. FirstRequest the numbers

    The financial statements of recent years from the seller – the basis for every calculation.

    Statements of recent years.

  2. With planixCalculate the price

    Purchase price, equity, loan and vendor loan against the cash flow of the next five years.

    Price against cash flow.

  3. With planixBank and guarantee

    The plan for your bank, the guarantee cooperative for missing collateral.

    Plan and guarantee.

  4. DecisiveApproval before signing

    Only sign the purchase agreement once the financing is approved.

    Approval first, then contract.

  5. AfterwardsHandover

    Entry in the commercial register, handover of customers and team.

    Register, customers, team.

What planix delivers

Concept, takeover plan, funding.

Start for free with the concept. Add the plan and funding programmes as one-off purchases.

FreeDevelop the business conceptThe venture

Put your idea into a document you can share – before you plan the numbers.

  • Offer, customers, competition
  • What carries you as a successor
  • One-page short profile
  • Business Concept
  • Business concept
  • Short Profile
freeStart now
For the bankCalculated financial planBusiness & financial planning ProThe numbers

Complete business plan with a calculated financial plan, the way banks and funding agencies accept it.

  • Purchase price, goodwill and opening balance sheet
  • Loan and vendor loan
  • Debt service and living costs with traffic light
  • Business and financial plan
  • Financial plan (Excel attachment)
CHF 49Plan bank-ready
Profile per programmeFind fundingThe funding

A profile per programme with amount, requirements, deadlines, application route and official source.

  • Programmes that fit you
  • Order and deadlines
  • Source and check date per programme
  • Your funding programs
CHF 89Start now
Clear limits

What planix does not do.

  1. 1

    No company valuation. planix does not say what the company is worth – only whether the asking price can be carried by the profit.

    No valuation. Only whether the price holds.

  2. 2

    You check the contracts. You settle the purchase agreement, employment contracts and liability with the seller and the bank. planix does not read contracts.

    You check contracts. planix reads no contracts.

  3. 3

    No invented number. Every number comes from your inputs and the financial statements – calculated, not estimated.

    Nothing invented. Every number calculated.

The concept is free. Takeover plan CHF 49, funding programmes CHF 89 – each one-off, no subscription.

View pricing
FAQ

Questions

The company is already running. The plan starts with an opening balance sheet, includes purchase price, goodwill and vendor loan, and compares the projections with the revenue in the last financial statements.

planix calculates whether the cash flow carries interest and repayment and still leaves you a salary – each with a traffic light. planix does not value what the company is worth.

Business plan with financial plan, the financial statements of recent years, the purchase agreement or draft. If collateral is missing, a guarantee cooperative also reviews the case.

The seller defers part of the purchase price. planix includes interest and repayment – and shows how this affects your debt service.

Develop business concept is free. Business & financial planning Pro costs CHF 49, Find funding CHF 89 – each one-off, no subscription.

Yes. You enter today’s numbers or upload the statements – the opening balance sheet and comparison are built from them.

Ready for your takeover?
Calculate it first.

The concept first. The plan for the bank once the numbers are on the table.

Start for free Concept free · Takeover plan CHF 49 one-off