Start a business while unemployed.
With daily allowances from the RAV.
Start a business while unemployed.
With the RAV.

  • What the RAV requires: Project outline and budgetProject outline and budget
  • The deadline in view: Application in the first 19 weeksApplication in 19 weeks
  • Numbers that hold up: Capital required, liquidity and living costs calculatedEvery number calculated

Concept freeBusiness plan CHF 49 · Funding programmes CHF 89 – one-offBusiness plan CHF 49 one-off

4.9/5 600+ founders trust planix600+ founders

Your data stays confidential · servers in Switzerland · no AI training

Supported by leading start-up experts and partners

ConsultingNetworkSwitzerland.
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NVIDIA Inception Program
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STARTUPS
EXPERTSuisse
Buchhaltungs AG
DACH Startups
How it works in Switzerland

Five steps. One deadline decides.

Start too early and you lose the support. The order matters.

Start too early and you lose it.

What the RAV requires exactly
  1. StartRegister with the RAV

    Unemployed through no fault of your own, at least 20 years old.

    Not at fault, 20 or older.

  2. With planixCreate a project outline

    Idea, customers, competition and finances – with concept and business plan.

    Concept and numbers.

  3. DeadlineSubmit the application

    In the first 19 weeks of unemployment. Do not start self-employment before that.

    In the first 19 weeks.

  4. Up to 90 daily allowancesPlanning phase

    You plan instead of writing job applications – the job-search obligations no longer apply.

    Plan instead of applying.

  5. AfterwardsDecide

    You start self-employed. The framework period is extended by 2 years.

    Start – with a way back.

Source: Art. 71a–71d AVIG · Planning phase with special daily allowances: unemployment insurance via the RAV, kmu.admin.ch, as of 07.10.2026.

What planix delivers

Concept, numbers, funding.

Start for free with the concept. Add the business plan and funding programmes as one-off purchases.

FreeDevelop the business conceptProject outline

Put your idea into a document you can share – before you plan the numbers.

  • Offer, customers, competition
  • What carries you as a founder
  • One-page short profile
  • Business Concept
  • Business concept
  • Short Profile
freeStart now
For your applicationCalculated financial planBusiness & financial planning ProThe numbers

Complete business plan with a calculated financial plan, the way banks and funding agencies accept it.

  • Capital required and financing
  • Income statement and liquidity
  • Living costs: is it enough to live on?
  • Business and financial plan
  • Financial plan (Excel attachment)
CHF 49Plan bank-ready
Profile per programmeFind fundingThe funding

A profile per programme with amount, requirements, deadlines, application route and official source.

  • All programmes that fit you
  • Deadlines you must not miss
  • Source and check date per programme
  • Your funding programs
CHF 89Start now
Clear limits

What planix does not do.

  1. 1

    The office decides. The RAV decides on your application; planix submits nothing in your name.

    The office decides. No promise, no application for you.

  2. 2

    Your proof stays yours. You submit your CV and application yourself; planix delivers concept and numbers.

    You bring the proof. CV and documents yourself.

  3. 3

    No invented number. Every number comes from your inputs and is calculated – including your living costs.

    Nothing invented. Every number calculated.

The concept is free. Business plan CHF 49, funding programmes CHF 89 – each one-off, no subscription.

View pricing
FAQ

Questions

Yes: project outline, budget and finances – that is what the RAV asks for in the application. You submit your CV and application yourself.

The application must reach the RAV in the first 19 weeks of your unemployment – before you start self-employment.

Up to 90 special daily allowances at the level of your unemployment daily allowance, paid during the planning phase.

Develop business concept is free. Business & financial planning Pro costs CHF 49, Find funding CHF 89 – each one-off, no subscription.

No. planix delivers the documents and the order. Submitting and deciding – that stays with you and the RAV.

The framework period is extended by 2 years. If you give up self-employment, you can draw daily allowances again.

Ready for your application?
Start for free.

The concept first. The numbers and the funding when you’re ready.

Start for free Concept free · Business plan CHF 49 one-off